supplemental health and disability insurance for groups and individuals. Additional products include Accident, Hospital Indemnity,
Critical Illness, Universal Life, Term Life, Cancer and Disability coverage. We also offer educational savings programs and annuities
Our voluntary benefits have been created to supplement primary insurance and offer flexibility to individuals and their families based
on their health priorities. We are committed to enhancing the benefit options and choices of each individual.
Our supplemental products are designed to provide cash benefits to our clients so that they will have the necessary resources to
cover their non-reimbursed medical expenses as well as household financial obligations. Benefits are paid in addition to any other
coverage and can be used to help offset the non-medical costs associated with treatment.
Helping consumers to pay their rent or mortgage, utilities, car payment(s), groceries and other bills is the cornerstone of our existence.
The policies are individually owned, portable and most coverages are guaranteed renewable until age 70. With our experienced team
of agents and back –office administrators we are able to use convenient payroll deductions for premium payment or bank draft for
direct sales to individuals. By utilizing Section 125 of the Internal Revenue Code, many of our products can be purchased with pre-tax
|Individuals and Families
|a Hamlett Benefits Group Company